Sex web chat amex
I advise anyone who has an AMEX card to close the account.They obviously don't care that you've paid it in full every month and on time, they don't care about your credit score or credit report... I have received much better service my Bank of America Visa's than I ever had with this poor excuse for a company. Join in sharing with with the House Financial Services Subcommittee on Financial Institutions and Consumer Credit your experience with American Express interest rate increases with less than 45 day notice and no opt out provision.As we discuss later in our testimony, advance notice and an opt-out should also apply to any terms change that an issuer may make to the account agreement, in lieu of a complete prohibition on "any time for any reason" terms changes as currently contemplated in the legislation.
QUOTING DIRECTLY FROM THE TRANSCRIPT ( financialsvcs_dem/sharnak041708.pdf) "There are a number of practices we simply do not do: - We do not increase an individual customers interest rate -- or APR -- for any reason other than the customer's performance on that particular account.I therefore panicked and thought I had been a victim of identity theft and asked to see if there were any other accounts open in my name.The representative established that there weren't and he also confirmed that I had no past due balance on my AMEX account... He also stated that my credit was excellent and that he would try reinstating my account, which of course was denied.Every time the representative came up with a new reason as to why they closed my account, and I gave him an explanation as to why that could not be possible, he himself had run out of things to say.Third, this may now possible affect my credit score?? Fourth, they led me to believe that I had been a victim of identity theft and had me frantically ordering copies of my credit report all morning, which turned out that all was well...
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I have several other major credit cards and always pay them on time and in full every month.